ANGELA R. OWENS
ATTORNEY

Bankruptcy can be an overwhelming and complex process. Still, it can be a viable solution for those drowning in unmanageable debt.  An experienced debt defense lawyer can provide invaluable guidance and support when considering bankruptcy, helping you understand the types available, their implications, and the necessary steps.  In this article, we’ll explore the various forms…

For many individuals, student loans are a necessary means of financing their education. However, as the total amount of student loan debt in the United States continues to rise, millions of borrowers are grappling with the impact of substantial debt on their financial well-being. Finding an effective strategy to manage and alleviate the burden of…

Credit card debt is a common source of financial stress and trouble for many American households. A few missed payments can often snowball into a seemingly impossible financial burden.  If you find yourself in this situation, don’t despair—enlisting the help of an experienced debt defense lawyer can make all the difference. Plus, we can help…

Bankruptcy is a legal process that grants individuals and businesses the ability to discharge or restructure their debt to regain financial stability. While filing for bankruptcy can offer a fresh start, it is crucial to approach the process with caution and diligence.  If you are considering filing for bankruptcy in Dallas, Texas, then it is…

Timing is an essential aspect of filing for bankruptcy and filing tax returns. Individuals considering bankruptcy may wonder whether they should file for bankruptcy before or after filing their tax returns. This article provides a comprehensive guide to help individuals decide whether they should file for bankruptcy before or after filing their tax returns. Filing…

Managing finances is an important aspect of one’s life. It requires proper planning, budgeting, and saving to achieve financial stability. However, life is unpredictable, and no one can be fully prepared for unexpected expenses such as medical bills, job loss, or a global pandemic. In such cases, individuals may struggle to pay off their debts…

Bankruptcy is a complicated legal process that can be overwhelming and emotionally and financially draining. It is vital to have a competent and experienced bankruptcy attorney to guide you through this difficult time. Choosing the right attorney can be a daunting task, but it is essential to your financial future. To help you out, here…

Debt consolidation is a popular financial strategy for Texans struggling with multiple debts. With this approach, you can combine all your outstanding balances into a single loan with a lower interest rate, making it easier to manage and pay off your debts. Luckily, this article will explore the benefits of debt consolidation in Texas, how…

Filing for bankruptcy can be a difficult and overwhelming experience. Chapter 13 bankruptcy, also known as reorganization bankruptcy, is a legal process that allows a person to restructure their debt and repay it over a period of time, usually three to five years. While this process can be challenging, there are several tips and strategies…

Debt collection is a common practice that occurs when an individual or a business owes a debt to another party. It is often a stressful and challenging process that can lead to legal action if not handled correctly. If you are facing debt collection, hiring a debt collection defense lawyer is essential. In this article,…