Navigating Chapter 13 Bankruptcy: Strategies for Success


Filing for bankruptcy can be a difficult and overwhelming experience. Chapter 13 bankruptcy, also known as reorganization bankruptcy, is a legal process that allows a person to restructure their debt and repay it over a period of time, usually three to five years. While this process can be challenging, there are several tips and strategies…

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Notable Reasons to Hire a Debt Collection Defense Lawyer

pay debt

Debt collection is a common practice that occurs when an individual or a business owes a debt to another party. It is often a stressful and challenging process that can lead to legal action if not handled correctly. If you are facing debt collection, hiring a debt collection defense lawyer is essential. In this article,…

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9 Mistakes to Watch Out For on the Bankruptcy Means Test


The bankruptcy means test is a crucial element in filing for bankruptcy. It helps determine whether a person is qualified to file for Chapter 7 bankruptcy or whether they have to repay some of their debts through Chapter 13 bankruptcy.  However, many people make mistakes when filling out the means test, leading to incorrect results,…

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A Complete Guide to Discharging Debts in Chapter 7 Bankruptcy

notice of bankruptcy

Filing for bankruptcy can be difficult and heartbreaking, but it may also give a much-needed fresh start financially. Chapter 7 bankruptcy is the most common form of bankruptcy, where your assets are liquidated to settle debts.  However, not all debts may be discharged in Chapter 7 bankruptcy. This article will discuss in greater detail which…

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The Bankruptcy Means Test and What to Know about It

no money in wallet

Filing for Chapter 7 bankruptcy can be a lifesaver for those drowning in debt and in need of a fresh financial start. However, not everyone is eligible for Chapter 7 bankruptcy. The Bankruptcy Means Test was introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to prevent high-income individuals from filing for…

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